Fixed annuities earn a guaranteed interest rate for a set period of time and can be structured to provide a stream of retirement income for a lifetime.

Fixed annuities are low-risk investments that are not affected by the ups and downs of the stock market. Fixed annuities offer protection for your principal, and they allow you to earn a set interest rate based on the options you select.

These annuities offer flexible payout options, including a set number of payments or guaranteed payments for life.

Indexed annuities are designed to help you plan and secure your retirement by allowing opportunity for your money to grow – with protection to limit the risk to your investment.

Indexed annuities may offer multiple crediting options. These flexible annuities can earn a guaranteed minimum interest rate, be linked to the stock market, or both.

Because some investment strategies are tied to a market index, they also offer growth potential beyond the minimum rate.

Like fixed annuities, indexed annuities offer flexible payout options.

Long-term care insurance provides you with a dedicated source of funding for long-term care costs.

In 2016, the annual median cost for a semi-private nursing room in florida was over $89,000.

Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dresing, or eating.