Fixed annuities earn a guaranteed interest rate for a set period of time and can be structured to provide a stream of retirement income for a lifetime.

Fixed annuities are low-risk investments that are not affected by the ups and downs of the stock market. Fixed annuities offer protection for your principal, and they allow you to earn a set interest rate based on the options you select.

These annuities offer flexible payout options, including a set number of payments or guaranteed payments for life.

Indexed annuities are designed to help you plan and secure your retirement by allowing opportunity for your money to grow – with protection to limit the risk to your investment.

Indexed annuities may offer multiple crediting options. These flexible annuities can earn a guaranteed minimum interest rate, be linked to the stock market, or both.

Because some investment strategies are tied to a market index, they also offer growth potential beyond the minimum rate.

Like fixed annuities, indexed annuities offer flexible payout options.